Our Story

Built by Engineers
Who Felt the Pain

MyCardLiaison started when our founders spent three months integrating 14 different gift card networks for a retail client — and decided there had to be a better way.

Mission

Making Gift Card Data Universally Accessible

Gift cards represent over $700 billion in global transactions annually, yet the infrastructure for checking, validating, and analysing them remains fragmented, unreliable, and developer-hostile. We're changing that — one API call at a time.

Every business that handles gift cards deserves reliable, fast, and secure access to card data — regardless of whether they have the budget for a team of network integrators.

500+
Companies using MCL
2B+
Checks processed/year
2,000+
Card networks
2021
Founded
Our Values

What We Stand For

🎯

Developer First

We build every feature by asking what a developer integrating at 2am needs. Documentation, error messages, and SDKs are first-class products.

🔒

Security Always

Card data is sensitive. We treat security not as a feature but as a foundation — PCI DSS, SOC 2, end-to-end encryption by default.

Reliability is a Promise

99.99% uptime isn't a marketing claim — it's an SLA backed by financial credits if we miss it. Reliability is non-negotiable.

🤖

AI Should Earn its Seat

We don't add AI for the sake of it. Our fraud model is deployed because it measurably improves outcomes for our customers.

🌍

Global by Default

Gift cards are global. Our infrastructure, network coverage, and currency support are built for a world that doesn't stop at borders.

💬

Transparent & Honest

Our status page is always public. When we have incidents, we post thorough postmortems. Customers deserve the truth.

The Team

Who Builds MCL

Former Head of Payments at Stripe. 12 years in fintech infrastructure.
Alex Rivera
Co-Founder & CEO
Ex-Google. Built fraud detection systems at scale. ML/systems architect.
Maya Chen
Co-Founder & CTO
Former Principal at Square. Led gift card API work for 3 major retailers.
James Porter
VP Engineering
Previously at Plaid. Card network integrations and developer tooling specialist.
Sophie Grant
Head of Product
PhD in ML from CMU. 8 years building fraud models for financial institutions.
Rajan Patel
Head of Fraud Science
10 years in enterprise SaaS sales. Fintech and retail technology specialist.
Lisa Tremblay
Head of Sales
Open source maintainer. Passionate about developer experience and great docs.
Omar Hassan
DevRel Lead
Ex-Cloudflare. Designs the global edge network that powers MCL.
Yuki Tanaka
Lead Infrastructure
History

Our Journey

2021

Founded in London

Alex and Maya start MCL after a frustrating 3-month gift card integration project. First 50 customers within 90 days.

2022

Seed Round & First API Version

Raised $4M seed. Launched API v1 with 200 card networks. First enterprise customer: a UK loyalty platform.

2023

AI Fraud Engine Launched

Rajan joined as Head of Fraud Science. First ML-based fraud scoring model reduced fraud by 78% across the platform.

2024

White-Label Platform & Series A

$18M Series A. Launched white-label portal. 150+ companies on platform. Expanded to 1,200 card networks.

2025

2,000 Networks & Global Expansion

Reached 2,000+ card networks. Opened APAC edge nodes. 400+ companies. API v3 launched.

2026

Today

500+ companies. 2B+ checks/year. API v3.0 with real-time network anomaly sharing. Growing fast.

Join Us

We're always looking for exceptional people to join the team.

View Open Roles → Get in Touch